GrublessKeep what's yours.
The grubs get nothing extra.
The crypto tax platform that actually computes entity tax — Australian, US, UK or European — reconciles every DeFi transaction, and keeps all your entities under one login.
Solana · EVM (29 chains) · Bitcoin · XRP · Dogecoin · Cardano · Stellar · Bitcoin Cash · Sui · Zcash · Tron · Litecoin · Dash · Hyperliquid · 19 exchanges · Up · bank & card statements
Every other tool treats you like an individual with a spreadsheet.
You're not. You run entities, with real tax logic behind them — and DeFi activity that breaks lesser tools. Grubless is built for exactly that.
Real entity tax, not a hand-off
Australia: base-rate-entity company rates (25% vs 30%), SMSF phase-aware CGT, the 12-month discount, trust treatment, and business versus investor income. United States: gains by filing status after the standard deduction, NIIT, the $3,000 loss offset, per-wallet basis from 2025, and the flat 21% C-corp rate. United Kingdom: HMRC share pooling (same-day, 30-day, section 104), the annual exempt amount, the October 2024 rate change, and corporation tax with marginal relief. Europe: Germany's one-year exemption, France's Form 2086 portfolio formula, the Netherlands' Box 3, and five more. Computed in the ledger, not left for your accountant to re-apply by hand.
Accuracy you can actually trust
Solana, EVM, Hyperliquid, bridges, LPs, staking and multisig activity recognised and matched. Missing cost base and unknown transfers are surfaced as fixable — never silently dropped in a way that understates your gains.
Every entity, one login
Your company, SMSF, trust and personal holdings together — and each entity carries its own jurisdiction, so an Australian company, a US individual and a UK trading company sit side by side under one login. Owner, preparer and viewer roles let your accountant work alongside you, with no separate subscription per entity.
Nothing you can't take with you
Exchange credentials are encrypted before they're stored, and read-only access is all Grubless ever asks for. Every figure it computes can be exported: your full transaction history, capital gains, income and the complete tax bundle, as CSV — by download or from the command line.
Your bank accounts belong in the same picture.
Most crypto tax tools stop at the exchange. Grubless keeps going: bring in your bank and card statements and the money side sits beside the coins — so a company’s tax figure includes its real revenue and deductions, and you can see what a year actually cost you, not just what it gained.
Statements beside your wallets
Connect Up and Wise directly, or import any bank or card statement export. Deposits and withdrawals sit next to the crypto trades they paid for, and the dashboard can show your cash alongside your holdings.
Revenue and deductions in the same tax figure
For a company or trust, income received and deductible business expenses from the bank flow into the same calculation as its crypto gains — one tax figure, not two spreadsheets for your accountant to stitch together.
Where the money actually goes
Outgoings are categorised automatically with your own rules, so spending reads by category and by month. Crypto card spend — KAST and ether.fi Cash — is matched to the coin each purchase disposed of, because every swipe is a disposal.
Your country's rules, computed — not approximated.
Each entity is taxed under its own jurisdiction, with that country's tax year, cost-basis rules, rates and allowances. Anything the calculation doesn't cover for a country is noted beside the figure.
Somewhere else? The Custom jurisdiction lets you set the rates, brackets, allowances, holding-period rules, loss treatment and whether coin-to-coin swaps are taxed — or start from any country above and adjust it.
Australia — 12-month CGT discount, base-rate-entity company rates, SMSF phases, trusts, Division 7A and Division 70 trading stock. United States — Form 8949 and Schedule D, short- and long-term loss carryover, per-wallet basis. United Kingdom — 6 April tax year, HMRC matching rules for individuals and companies, the SA108 cryptoasset boxes. Germany — tax-free after a year, the €1,000 threshold, the solidarity surcharge. France — flat tax, the €305 threshold, deferred swaps. Netherlands — Box 3 on the 1 January value. Spain, Italy, Ireland, Austria, Portugal — each country's rates, allowances and swap rules.
Connect what you already hold.
Read-only, always — a public address, an exchange key with no withdrawal permission, or a CSV. Grubless never needs a private key.
API or CSV
Read-only keys. Trades, transfers, funding and fees, reconciled against the balance the exchange itself reports.
Until then, Gemini imports cleanly from its own CSV export.
29 EVM networks, plus Solana, Bitcoin and more
Add one address and Grubless probes every EVM chain for activity, then creates a source only where it finds some.
Positions, not just token movements
Liquidity, lending and staking are recognised as positions — so a deposit isn’t booked as a disposal, and what comes back out keeps its cost base.
Named protocols get exact treatment. Everything else falls back to generic liquidity and lending detection, and anything still unrecognised is flagged for review rather than guessed at — see Classifications.
Where the mainstream tools stop, Grubless keeps going.
Most crypto tax software splits your entities across separate accounts and hands you a report. It doesn't compute the tax. That's the gap.
| Capability | Typical crypto tax tool | Grubless |
|---|---|---|
| Company / SMSF / trust / C-corp tax logic | Reports only — tax not computed | ✓ Computed |
| Correct company rate (AU 25%/30% BRE · US 21% C-corp · UK 19–25% with marginal relief) | ✗ Manual / accountant | ✓ Automatic |
| Country cost rules (UK share pooling · France Form 2086 · US per-wallet basis) | ~ Some, often approximated | ✓ Applied in the ledger |
| Bank accounts, business income & expenses in the same tax figure | ✗ Crypto only | ✓ Included |
| Every entity on one subscription | ✗ One subscription per entity | ✓ Included |
| DeFi handling on missing data | ~ Varies by tool | ✓ Flagged & fixable |
| Reconciliation against live balances | ~ Limited | ✓ Cross-checked |
| Read-only access & full export | ~ Varies | ✓ Read-only keys, full export |
| Accountant roles & multiple clients | ~ Add-on | ✓ Built in |
Connect. Reconcile. File.
Connect everything
On-chain wallets across Solana, EVM chains, Bitcoin, Litecoin, Cardano, Sui, Zcash, Tron and Hyperliquid, plus 19 exchanges and CSV imports — for every entity you run, in whichever country it is taxed.
Reconcile the truth
Grubless recognises DeFi, bridges and transfers, cross-checks against real balances, and hands you a short list of anything worth fixing — before it touches your return.
File with confidence
Capital gains and income reports per entity, ready for your jurisdiction’s tax authority, with the correct rates already applied and each entity’s own financial year. Hand your accountant answers, not a shoebox.
If the numbers don't add up, we tell you.
The industry's dirty secret is that a tidy PDF can be quietly wrong — unsupported transactions dropped, cost base guessed, gains understated. Grubless won't hide it.
- Live balances cross-checked against every exchange and chain
- Missing cost base surfaced with the lot it traces back to
- Unknown counterparties flagged, not assumed away
- Bridges, wraps and internal transfers matched, not double-taxed
If your crypto has grown up, so should your tax tool.
Crypto companies
Pty Ltd or C-corp trading, treasury and DeFi activity with the right company rate applied.
SMSFs
Phase-aware CGT and reporting your fund's accountant can actually rely on.
Multi-entity holders
Company, trust and personal, across borders — one account, one clear picture, no rework.
Accountants
Run every client's entities in one place, with the tax logic done for you.
Crypto is the hard part. It isn’t the whole picture.
Grubless exists because crypto broke the tools built for shares and bank feeds. With the hard end solved and the money side already beside it, the rest of the picture is the obvious next move — one place that knows everything you own, and what you owe on it. Nothing below is dated, and nothing marked “on the roadmap” is built yet.
One position, not one asset class
The same engine that tracks a cost base across 29 chains does not care whether the parcel is a token or a share. Holding both and reading them in two places is the problem; a CGT report that covers only half your disposals is the symptom.
Invoices and payment links, booked as revenue
Businesses that accept crypto currently invoice somewhere else and reconcile by hand — and a payment landing in a wallet is exactly the event this product already knows how to value and classify.
Want one of these sooner than the others? Tell us at hello@grubless.io or on Discord — what people ask for decides the order.
Priced for how you actually hold crypto.
These are the prices for when Grubless leaves beta — today, everything is free. One subscription covers every prior year: no paying again for each year, no cumulative-transaction traps. Just the tier that fits your entities.
- 1 entity
- All chains, exchanges & CSV
- DeFi recognition & reconciliation
- Missing-cost-base warnings
- Capital gains & income reports for your country
- FIFO, LIFO & HIFO cost basis
- Up to 5 entities
- Company base-rate-entity tax logic
- SMSF phase-aware CGT & trusts
- Everything in Investor
- Invite your accountant (roles)
- Preparer & viewer roles, today
- Invite a client, or be invited
- Client dashboard — building
- Bulk BGL / Xero export — building
- Branded reports — building
Indicative pricing in AUD, billed annually. GST inclusive at launch.
Your financial history isn't the product.
Grubless reads. It never asks for a private key or a withdrawal permission, and the credentials you do connect are encrypted before they're stored. Your ledger stays exportable in full, so choosing Grubless is never a decision you can't reverse.
Talk to us about your dataOpen. Free. Today.
Grubless is in beta for businesses, funds and accountants in Australia, the US, the UK and Europe — and beta means the full plan, free, for as long as it lasts. Create your account and connect a source; there is nothing to wait for.
No card. No trial clock.